Travel Insurance Direct Australia
Comprehensive travel insurance for Australians and their families for holidays for up to a year. Cover is available for people up to the age of 86 and with certain pre-existing medical conditions.
About Travel Insurance Direct
Travel Insurance Direct is about making it easier, better, faster and less expensive. We are 100% Australian owned and use Australian technological ingenuity to deliver online travel insurance at a lower cost and with better service.
Our insurance is underwritten by Allianz Australia Insurance Limited, one of the world’s largest and most secure insurers, and are supported by the specialist travel assistance provider Mondial Assistance, part of the worldwide group with no fewer than 35 emergency centers in 28 countries.
Their dedicated provider network of highly qualified and experienced people includes nurses, doctors, and lawyers, and they also have partnerships with many airlines, medical clinics, hospitals, and credit card companies so they can offer you assistance where and when you need it.
What do Travel Insurance Direct Cover?
Medical Expenses INCURRED OVERSEAS
Medical, emergency dental, hospital and ambulance costs and when agreed by us, medical evacuation home or to the nearest appropriate medical facility. Includes funeral and repatriation of mortal remains.
Cancellation Costs
Financial loss due to unforeseen cancellation of prepaid travel and accommodation arrangements. Includes conference/course fees not refunded as well as travel agency cancellation fees charged.
Frequent Flyer Points
Cover extends to pay the equivalent if you lose frequent flyer or equivalent points which you used to purchase your travel.
Additional Expenses
Expenses you incur due to you not being able to continue your travel due to the injury or illness of you or a member of your Travelling Party. Also expenses you incur if your transport is delayed due to severe weather or accident.
Loss of Income
If you cannot return to your usual employment when your travel is completed due to an accidental injury suffered whilst you were away.
Out of Pocket Expenses
Cash payments if you are hospitalised.
Travel Delay
Meals and accommodation expenses due to transport delay.
Return Airfare
If the major part of your travel has been interrupted by you being hospitalised and you need to be escorted home, reimbursement of your return airfare.
Resumption of Trip
Transport costs to resume your travel if you had to return to Australia due to the hospitalisation of a Relative.
Special Events
If your travel is interrupted and you will not get to a specified event in time, Reasonable additional cost of using alternative public transport to arrive at the destination on time.
Rental Vehicle
Cover for the rental vehicle Excess if you have an accident or your vehicle is stolen, including costs to return a vehicle if you are unfit to do so.
Domestic Pets
Additional boarding fees if you are delayed from returning home due to something happening to you that is covered by this insurance, including veterinary fees if your pet is injured whilst you are away.
Trip Disruption
Additional transport and accommodation expenses if disaster strikes your home whilst you are away.
Hijacking
Loss of prepaid travel if you decide to end your travel following a hijacking incident.
Alternative Staff
If you are travelling on business and due to injury or illness you cannot complete your business commitments, costs to replace you with an alternative employee.
Withdrawal of Services
Additional costs you incur if the accommodation you are staying at is affected by industrial action or extended water and electricity supply failures.
Snow Skiing Cover
Cover for loss, theft or damage to ski equipment, including whilst you are using them, plus hire costs of replacement equipment. Cover extends to the misdirection of your ski equipment and if the resort you are staying at is closed, payment for alternative activities. Includes loss of prepaid lift passes, hire expenses and tuition fees if you cannot ski due to Sudden Illness or Serious Injury.
Golfing Cover
Cover for loss, theft or damage of golfing equipment, including whilst you are using them, plus hire costs of replacement equipment. Cover extends to the misdirection of your golf equipment. Includes loss of prepaid green fees, hire expenses and tuition fees if you cannot play golf due to Sudden Illness or Serious Injury.
DOMESTIC SERVICES
Additional costs incurred if you are unable to perform domestic duties after being repatriated home due to Sudden Illness or Serious Injury.
Accidental Death
Payment to your estate for accidental death.
Luggage and Personal Effects
Accidental loss, damage or theft of your possessions. Includes emergency expenses if your luggage is delayed and losses due to fraudulent use of lost or stolen credit cards, travellers cheques. Note: Exclusions apply to Luggage and Personal Effects stolen from a vehicle.
Replacement Passport
Additional travel and accommodation costs if you lose your passport and you need to travel to the nearest passport issuing office.
Personal Liability
Protection for you being legally liable for injuring other people or causing damage to their property, including legal defence costs.
Total Permanent Disability
Cover if you suffer injury resulting in your permanent total loss of sight in one or both eyes or the permanent total loss of use of one or more limbs.
Business Cover
Additional cover for your laptop, mobile phone, palm top and other business equipment including hiring replacement items. Includes costs to recreate business documents and presentations lost or damaged during your travel.